Australia is banning credit card surcharges from October 1 after a policy shift. Banks are changing loyalty perks on the same day. Credit card points and rewards will shrink from next month. The change affects businesses across the country that add surcharges to card transactions. Businesses that add fees will need to adjust.

A pub owner may switch to cash only ahead of the ban. News reports say the change is just 19 days away right now. The surcharge ban and the bank reward cuts are set to begin together from early October as planned.