Social Security's cost-of-living adjustment for 2027 stands at 3.5% to 3.6%. This range comes from multiple separate projections as of September 14, 2026. The New York Times has released an estimate of 3.6%. The Senior Citizens League forecasts a 3.5% rise. ConsumerAffairs also projects 3.5%. All sources point to similar expectations for the COLA.

The Social Security Administration plans to release the official announcement in about one month. The exact date has not been confirmed, but it is anticipated soon. Beneficiaries will find out the exact adjustment amount for 2027 payments.